Experts in Stopping Repossession & Clearing Mortgage Arrears
We understand that facing repossession of your home can be extremely stressful and scary. Here at TIC Finance, we are here to help. We provide fast and reliable expert advice and support when you need it most. We will help you to arrange fast-acting and effective solutions to prevent you from losing your home.
Experts In Stopping Repossession & Clearing Mortgage Arrears
We understand that facing repossession of your home can be extremely stressful and scary. Here at TIC Finance, we are here to help. We will help you to arrange fast-acting and effective solutions to prevent you from losing your home.
- We only work with trusted professionals
- FCA approved partnerships
- Funds can be in your account in 24 hours
- Proving history of stopping repossessions
Stop A Repossession
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House Repossession Advice & Prevention From TIC Finance
Have you received a repossession order for your home? Worry not, we are here to offer you expert advice and to arrange fast-acting solutions to ensure that the repossession proceedings do not go ahead.
Whether you have just got the repossession court action or have eviction day looming, we can help arrange solutions to stop the house repossession process in as little as 24 hours.
We understand that financial pressure can arise out of nowhere causing you to fall behind on mortgage payments and causing your financial situation to deteriorate. When a mortgage debt reaches a certain amount, it is common to receive a court hearing regarding the repossession of your home.
While this can seem very dooming, there are many different processes that can be put in place to stop house repossession and to help you better manage your financial difficulties. TIC Finance offers all struggling homeowners expert and reliable debt advice as well as fast-acting solutions to save your home and put your mind at ease.
How Can We Help To Stop Repossession Of Your Home
Here at TIC Finance, we not only offer fast and reliable advice on stopping the repossession of your home but also provide fast-acting solutions to help you stop the repossession in as little as 24 hours.
Despite your understandable concerns, you can stop a court possession order at any time, even up until eviction day. This is because the law requires lenders to be open to receiving any suggestions that you have, whether they like it or not.
We can help you to arrange a number of different solutions such as making a mortgage settlement plan, writing a letter to your mortgage lender to arrange a mortgage negotiation and a number of other solutions.
House Repossession Advice & Prevention From TIC Finance
Have you received a repossession order for your home? Worry not, we are here to offer you expert advice and to arrange fast-acting solutions to ensure that the repossession proceedings do not go ahead.
Whether you have just got the repossession court action or have eviction day looming, we can help arrange solutions to stop the house repossession process in as little as 24 hours.
How Can We Help To Stop Repossession Of Your Home
Here at TIC Finance, we not only offer fast and reliable advice on stopping the repossession of your home but also provide fast-acting solutions to help you stop the repossession in as little as 24 hours.
Despite your understandable concerns, you can stop a court possession order at any time, even up until eviction day. This is because the law requires lenders to be open to receiving any suggestions that you have, whether they like it or not.
We can help you to arrange a number of different solutions such as making a mortgage settlement plan, writing a letter to your mortgage lender to arrange a mortgage negotiation and a number of other solutions.
Expert Repossession Advice
We believe that repossession of your home is the last resort. This is because our experts have helped countless households across England with poor credit ratings and missed payments to save their homes from repossession.
Get in contact with our team of financial experts today to discuss the next steps to stopping the repossession of your home. We can help you to;
- Prepare evidence and legal representation for your repossession hearing court date.
- If you were issued a repossession order, ask a legal aid adviser if your circumstances qualify to file for a new order to keep your home.
- Try to make a new financial agreement or cash offer with your lender.
Expert Repossession Advice
The most important step in stopping repossession is to obtain expert debt and legal advice. Speaking to trusted professionals who have years of experience in helping people save their homes will allow you to better understand timeframes, court proceedings, suspended possession orders and more valuable information that can help you decide on your plan going forward.
We believe that repossession of your home is the last resort. This is because our experts have helped countless households across England with poor credit ratings and missed payments to save their homes from repossession.
Get in contact with our team of financial experts today to discuss the next steps to stopping the repossession of your home. We can help you to;
- Prepare evidence and legal representation for your repossession hearing court date.
- If you were issued a repossession order, ask a legal aid adviser if your circumstances qualify to file for a new order to keep your home.
- Try to make a new financial agreement or cash offer with your lender.
How To Get Finance for a Repossession with TIC Finance
1. Get in touch
Get in contact with us at 020 3411 4451 or by completing our online enquiry form. We will then connect you with one of our expert advisers to discuss your next steps and how we can assist you.
2. Complete application
Our expert team of advisers will help to guide you through the repossession process and offer both financial and legal advice to help you stop the repossession of your home. We do not judge any of our clients based on their credit history or credit scores. Once we have all of the information we need from you, we will negotiate an agreement for the contract terms and set up a repayment plan.
3. Sign the contract
The next step of the process is to find an SRA-regulated solicitor to represent your interest in this matter and witness the signing of documents.
4. Receive your funds
Once all of the original documents have been signed, the funds will be released within 24 hours.
Financial Support & Professional Advice For Individuals With Financial Difficulties
Are you worried about having a poor credit history? Worry not.
At TIC Finance, we specialise in helping stop the repossession of homes in the UK, no matter your credit history. We offer debt advice and debt management solutions that can help you to save your home and get on top of your finances.
Financial Support & Professional Advice For Individuals With Financial Difficulties
Are you worried about having a poor credit history? Worry not.
At TIC Finance, we specialise in helping stop the repossession of homes in the UK, no matter your credit history. We offer debt advice and debt management solutions that can help you to save your home and get on top of your finances.
Why Choose TIC Finance to Help Stop Repossession?
In the UK, any household facing the threat of repossession can find themselves buried in complex and confusing documents. Navigating court proceedings, mounting legal fees and the pressure of keeping up payments on your outstanding mortgage and other outstanding debts can cause a huge amount of stress, especially when doing it alone. Getting the necessary help from your local council, citizens advice, bailiffs, national debt line and other information sources can be very difficult.
In the UK, any household facing the threat of repossession can find themselves buried in complex and confusing documents. Navigating court proceedings, mounting legal fees and the pressure of keeping up payments on your outstanding mortgage and other outstanding debts can cause a huge amount of stress, especially when doing it alone. Getting the necessary help from your local council, citizens advice, bailiffs, national debt line and other information sources can be very difficult.
Here at TIC Finance, we have a huge team of legal and financial advisors ready to offer you instant valuable advice and ensure you do not go through it on your own.
- We have an expert team dedicated to stopping repossessions
- We offer 24/7 professional and legal advice
- We deliver instant advice, support and solutions to stop you from losing your home, even with tight time scales
- We only work with FCA-approved financiers
- We have helped thousands of homeowners to resolve their mortgage issues
- We offer tailor-made finance packages for every client, no matter their credit history.
Why Choose TIC Finance
- We have an expert team dedicated to stopping repossessions
- We offer 24/7 professional and legal advice
- We deliver instant advice, support and solutions to stop you from losing your home, even with tight time scales
- We only work with FCA-approved financiers
- We have helped thousands of homeowners to resolve their mortgage issues
- We offer tailor-made finance packages for every client, no matter their credit history.
Home Repossession FAQs
You’ll need to present your lender with a clear, reasonable plan that could work to resolve the debts you owe. Remember that it’s better to present some kind of repayment strategy, even if you think there’s little chance of success – taking no action throughout the process could give your lender the legal upper hand.
Starting a written dialogue with the mortgage provider will at least buy you more time if nothing else. You will need to keep copies of all the letters like these that you send to your lender as well as everything they send you. It’s tempting to think that a few phone calls can be a shortcut for you, but you’re going to want to generate a paper trail that you can show in court if necessary.
You’ll need to start by contacting your lender. Look at the last mortgage statement or letter you received from your lender to get the correct address and the name of the person or division of people handling your loan. Keep the tone of your letters kind but formal.
Tell them in your own words a summary of why you’re behind on the mortgage payments and how you’d like to make up the payments. You may find it useful to include an optimistic statement about how your financial matters will eventually improve due to your plan to, for example, increase your income, receive insurance benefits, get government financial assistance, or take out another type of secured loan.
You’ll need to put together evidence that you can resolve your mortgage problems and pay back the money owed to your lender. Contact your local county court and ask about how to get free legal action and representation for your repossession hearing, which is available in most major county courts.
To prepare for your hearing, it’s time to get together all the papers that support your claims to keep the property. If you have written a few letters to the lender trying to renegotiate your mortgage, bring copies of those letters with you to court as evidence that you’ve been cooperating. Bring all of your financial statements, the defence form, and proof of any benefits claims you’ve made with you to court.
Now, before you write your brilliant action plan to your lender, you need to have a legitimate plan that could actually work. This part seems like the hardest bit, but don’t panic yet. Go through this checklist to see if any of these options could work for you:
– Work out your monthly budget
– Search for a cheaper mortgage with a different agency
– Research a temporary break in payments
– Shared ownership scheme
The length of time it takes to repossess a house depends on how you communicate with your lender and the strength of your negotiations. Normally, a possession order will not be issued before you’ve missed six months of mortgage payments. From receiving the possession order to having your home repossessed, it could take months, with court hearings and written negotiations potentially lengthening this.
If you’re wondering how long you’ve got before your property is repossessed, please contact our experts, who will be happy to provide you with further information.
An appeal can only be submitted once a decision has been made in court. Appeals cannot be made to the same court and need to be escalated, so this isn’t the most common process of stopping repossession.
If your court hearing did not go very well and the repossession order was issued, there are still many different steps that you can take.
Ask a legal adviser if your circumstances qualify you to file for a new order to keep your home. You may be able to suspend the possession order or appeal to another judge. Failing this, try again to make a new financial agreement with your lender. They can renegotiate your terms and repeal the repossession order, even up until the day of eviction.
In some circumstances, it may work out better to sell the property to stop a repossession. However, we would advise that you contact one of our experts today to understand all of the options that are available to you and then make the decision that works best for you.
Yes, it is possible to get a mortgage after a home repossession. However, the process is more complicated and requires you to prove that your financial situation has improved since the repossession of the property. You may need to provide proof of steady employment and income, as well as evidence that you can make timely payments on your mortgage. In addition, lenders will likely require a larger down payment than usual in order to offset potential risks.
Other than aiding property owners in stopping repossession of their property in the UK, we provide an array of financial services, such as, clearing bridging loans, and unwanted debts, clearing mortgage arrears, selling your home quickly, joint business funding, and financing for property developers and investment property. Speak to us for our specialist advice that is tailored to your financial and personal circumstances.
Typically, a possession order won’t be issued before you’ve missed six months of mortgage payments. After your first month of missed payments, your lender will send you a polite notice requiring you to pay. These will become more frequent as time goes on, especially if you don’t proactively contact your lender to start the negotiation process.
Investors looking to purchase properties that cannot have a standard or rather a normal mortgage secured on them until corrective work is completed can immensely benefit from bridging loans. This may include property without a kitchen, bathroom, old floors, walls etc. or property that needs doing up for some other reason.
Renovating properties increases their market value and overall valuation which as a result enables the investors to sell them for a profit. That way, they are able to repay the bridging loans as scheduled and also increase their chances of securing long-term finances.